auto and boat insurance
AUTO & BOAT INSURANCE
airbnb and vacation rental insurance
AIRBNB and VACATION RENTAL INSURANCE
pwc insurance
PWC INSURANCE
marine insurance
MARINE INSURANCE
home owners insurance
HOME OWNERS INSURANCE
life insurance
LIFE INSURANCE
atv and morotcycle insurance
ATV & MOTORCYCLE INSURANCE
RV INSURANCE
RV INSURANCE

Insurance Services for the Needs of Lake of the Ozarks Residents, Vacation Rentals, & Second Home Owners

FAMILY BOATERS
Making a Splash.
There is a policy with important coverage options for pretty much everything on the water, including powerboats, sail boats, pontoons and many other types of popular boats up to 40 feet in length. When boating, you want a policy that provides a range of coverages including total loss settlement, towing and assistance, personal property, medical payments, physical damage, liability, wreck removal, and much more.

PERSONAL WATERCRAFT
Enjoy the waves. With a PWC policy, you can select the coverages that best fit your particular situation and equipment. From basic coverage to a complete package with several optional coverages, the PWC policy is flexible. Policies are even available for families with more than one personal watercraft.

VACATION PROPERTIES, RENTALS, & PRIMARY / SECONDARY HOMES
Perfect for your Lake home, vacation rentals, or Airbnb. We have a policy that fits the real-world situations for vacation rental properties today. If you have a property that you use as a vacation home or you rent out to others daily, weekly, or monthly with a leasse agreement for less than 12 months, you want a policy that covers that property whether you're enjoying it or others are.

We also offer coverage for primary residences, seasonal, and secondary homes.

Additionally, we have special policies for Landlords and Rental Propertoes, including:

  • Rental homes
  • Duplexes, triplexes, and quads
  • Row homes
  • Vacant homes
  • Older and lower valued homes and homes wtih minor cosmetic conditions

REQUEST A FREE QUOTE

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auto insurance

AUTO COVERAGE & SOLUTIONS FOR WHAT YOU RIDE
Autos, RVs, 4-Wheelers are just the beginning. From traditional auto liability and umbrella policies, to specialty policies for your motorcycle, off-road vehicle, snow mobile, motor home or travel trailer ... we have the coverage you need. Give our office a call and tell us about your cars and recreational vehicles. We'll provide a free quote!

life insurance

LIFE IS AMAZING
We know Lake lovers live life to the fullest. That's one reason why it's so important to to protect your family with a term or whole life policy. We understand it's never fun to talk about, but it's one of the most important conversations you will ever have. Plan for the unexpected so your family doesn't experience a tragedy AND a financial catastrophe. We're here to help.

business insurance

LET'S TALK BUSINESS
Retail, Restaurant, and Services ... we cover them all.
While your day-today operations are complex, understanding business insurance doesn't have to be. There are coverage options available to protect just about every aspect of your business from employee injury to natural disasters. Some insurance is required by law and others by business associates, such as lenders and landlords. Let's talk about the unique needs of your business to ensure you have the coverages you need.